F.E.D. Dialectics: January 2026

Friday, January 02, 2026

“Trump Accounts” as ‘Protoic’ to ‘Citizen Birthright Equity’. Part 1. of the ‘Citizen Birthright Equity’ series. GLOBAL STRATEGIC HYPOTHESES.

“Trump Accounts”

‘Protoic’ to

‘Citizen

Birthright

Equity’.

Part 1. of the

‘Citizen Birthright

Equity’ series.

GLOBAL STRATEGIC HYPOTHESES.

Dear Reader,

The “Trump Accounts”, established into law, as part of the Trump Administration’s “One Big Beautiful Bill”, on July 4^th 2025, represent, albeit still “this side” of an ‘Equitist’ social relations of production revolution, are ‘proto-ic’ toward the establishment of the advanced new human right, and new social property right, of ‘Citizen Birthright Equity’, as we have here described it many times before.

In some ways, the “Trump Accounts” implement previous “baby bonds” proposals.

The features of the “Trump Accounts”, intended to give many U.S. children an economic, financial “head-start” in life, and a “head-start” on retirement savings in particular, even from birth, can be summarized as follows –

· Seeded by a $1,000. payment from the U.S. Treasury;

· Eligibility is for U.S. Citizen children, born between 01 Jan. 2025 and 31 Dec. 2028, and with a valid Social Security number for themselves and for at least one of their parents;

· No eligibility restriction based upon parental income level;

· Must be invested in a low-cost fund tracking a major U.S. stock index, such as the S&P 500, the average compound interest rate of which is ~10%, implying a deposit worth ~$490,000. by the child’s retirement age, even with no further deposits beyond the initial $1,000. “Trump Account” earnings grow tax free;

· Parents can add up to $5,000. per year to their child’s “Trump Account”, up to their child’s 18^th year. This amount limit will grow via inflation indexing after 2027;

· A parent’s employer can contribute up to half of the annual $5,000. limit on behalf of that parent’s child, tax free to that parent and to their child;

· The “Trump Account” funds basically cannot be used until the child reaches 18 years-of-age;

· Unlike IRAs, the “Trump Account” contributions do not require the child to have earned income from employment;

· Unlike IRAs, the “Trump Accounts” have no “Required Minimum Distributions” [RMDs];

· Unlike the case with IRAs, parental or employer additions to “Trump Accounts” are not tax deductible;

· Distributions from “Trump Accounts” are taxed at the, generally lower, long term capital gains rate: 15% to 20%.

While not as universal or as generous as our proposed ‘Citizen Birthright Equity’ socialized trust funds for every new Citizen born after the constitutional establishment of that right of birth, the “Trump Accounts” are both materially significant and psychohistorically powerful in advancing, U.S.-society-wide, the logic of ‘societal self-investment’ in each Citizen, with an individual, ‘totally-portable’, “social safety net” provision, tied directly to each Citizen-person from birth.

None of the “moral hazard”-mitigation provisions, that we propose as part of the ‘Citizen Birthright Equity’ constitutional human right/property right, are involved in the “Trump Accounts” provisions.

Ultra-successful capitalists Michael and Susan Dell have expanded the reach of the “Trump Accounts” by a large donation that will make $250. seed contributions available to “Trump Accounts” for ~ 25 million children who were 10 years-of-age or younger prior to 01 Jan. 2025, and who live in zip code areas with median annual family income levels less than or equal to $150,000.

All in all, we see this whole development, including the social dialogues about “baby bonds” before the “Trump Accounts” came into “the law of the land”, as evidence of the emergence of concepts of the kind that we call ‘Citizen Birthright Equity’ within the contemporary «Zeitgeist».

For more information regarding these Seldonian insights, and to read and/or download, free of charge, PDFs and/or JPGs of Foundation books, other texts, and images, please see:

www.dialectics.info

and

https://independent.academia.edu/KarlSeldon

For partially pictographical, ‘poster-ized’ visualizations of many of these Seldonian insights -- specimens of ‘dialectical art’ – as well as dialectically-illustrated books published by the F.E.D. Press, see –